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If you have any questions about Loan Option and the service we offer, take a look at our FAQs. If you can't find the answer you're looking for, send us an email at the following address -

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Welcome to
Loan Option

We help you find, compare and choose which loan to apply for – simple!

Loan Option is a credit broker, we are not a lender

Representative 1270% APR

Warning: Late repayment can cause you serious money problems. For help, go to

Why choose us?

We help you search and find loans

We keep things simple and transparent

We go further with Special Offers

We make sure you're always in control

About Us

About Us

Loan Option is a free to use online comparison service, that enables you to find a loan that works for you. Our objective is simple, present information in a simple format and enable initial comparisons to be made so customers can make informed financial decisions.

We don’t charge you ANY fees for using our website but instead we may get a commission when you click on a product you think is right for you, however we will NEVER promote one product above another because we earn more commission from it - you come first.

Giving you the information you need...

We know it can be time consuming searching for a loan that you trust and suits your requirements. That’s why we’ve created a simple to use comparison tool to help you find what you need.

But that's not all!

We are always on the lookout for new ways to help our customers. So, if you use Loan Option we will ask you how you would like us to keep in touch with you about products and deals that might be of interest to you. You tell us what you want to know about, how and when and we will keep you in the loop!

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So what are you waiting for?

Start your search now, it’s simple, transparent and you are under no obligation.

Transparency Promiseclose


We are committed to treating customers fairly and as a result we have outlined our Transparency Promise below for all our customers to view.

Our Promise

We believe it is important for anyone who is using our website to have a clear and fair understanding of how the website works, what it’s limitations are and how it’s financed.

How products are selected

All of the products listed on our website come from our own research. We visit many different websites, search through telephone directories and seek out advertising looking for financial products to list on Loan Option.

Once we find a new product, we then set out to find as much about it as we possibly can. To do this, we read reviews on independent review websites, look at every aspect of the product's own website and also search for any news and interesting details about that product that we think our users might find informative.

We then maintain this information and keep it up to date with regular reviews of the products. We do everything we can to make sure only reputable, suitable products are presented to our customers on the website.

We also do everything we can to locate every available product, but we know we are not perfect so cannot promise a whole-of-market solution for our customers.

We are committed to treating customers fairly and as a result we have outlined our Transparency Promise below for all of our customers to view.

How products are presented

Loan Option enables you sort your results by whats most important to you, whether thats the cheapest product (based on annual percentage rate) or the quickest payout. This means you will see the results most suited to your needs as chosen by you.

How the site is financed

When we have added a new product to the website we will sometimes build a relationship with that product provider. Then, if you apply for the product or take out the product we will receive a commission. That’s where we get our revenue.


We promise to provide you with the best and cheapest offers we can find and will not promote a product more highly on our website to generate ourselves revenue.

We promise to write simple and clear terms and conditions so you can understand our service.

We promise to treat your personal data in a secure and appropriate way at all times.

We promise to respond as quickly as possible to any enquiries you have.

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